Skip to content
WorkResearchAboutContactGitHub
All research

Credit

Bridging India's MSME Credit Gap

Account Aggregator rails, the analytical last mile, and a DPI-native RegTech execution layer

Read the PDF Download
Domain
Credit
Kind
PolicyPreneur B-Plan Challenge · Team Dstonks
Length
6 pp · 1 MB

What it found

₹20–25L Cr
MSME credit gap
100M+
Account Aggregator linked accounts
Bridging India's MSME Credit Gap, first page

Overview

100M+ AA-linked accounts created data liquidity, yet a ₹20–25L Cr MSME credit gap persists. Proposes a white-label Technology Service Provider layer that turns raw Account Aggregator data (GST filings, UPI inflow velocity, seasonal cash flow) into probabilistic credit scores with zero balance-sheet risk.